Análisis financiero generado por las falencias en el sector bancario que interfieren en los procesos de fusiones y adquisiciones financieras (2004-2013): Estudio de caso Bancolombia y Bancoomeva

Abstract

This research analyzes the financial impact caused by the flaws in the structure of the Colombian Financial System in the banking sector, which interferes with the processes of financial mergers and acquisitions, according to the model of globalization, during (2004-2013) based on case study Bancoomeva and Bancolombia. To do this, through the methodological design proposed and supported on qualitative method with management survey and statistical inference and quantitative method with descriptive statistics were allowed to validate the research hypothesis that said: shortcomings in the structure of the SFC in the banking sector both international and national, interfere in the execution of financial mergers and acquisitions in Colombia. As for the results, the most important is: the most frequent failures are the cultural barriers difference in values and beliefs, changes in the structure of the system by the reforms issued by the State and by technological advances, incompatible computer systems and customer service; in turn, is evidence that financial mergers bring better profits, as in the case between the years 2004-2005 without merger of Bancolombia profits accounted for 71.2% annually from 2005 to 2013 the merger, increased to 251.7% year compared to 2004, the result of the benefits corporate mergers.